A+ Customer care & service. With us, you’re not just a number.

We will diligently work to get you the very best settlements and resolutions. We pride ourselves on protecting clients and providing them the the type of service required, to help them through this process.

We want our clients to make an informed and educated decision on whether our debt relief program is the best avenue for them to eliminate their debt. That’s why we explain not only the pros of debt relief, but also the cons.

How does debt resolution work?

We resolve your debts through disputing and invalidating your accounts. The collection agencies have an obligation to prove that they have a legal right to collect from you and most of the time they cannot.

What kind of debts can you resolve?

Our firm handles at lease $7,000 or more in unsecured debts such as: Credit Cards, Medical Bills, Auto Loans, Private Student Loans, Timeshares, and any personal or business loans. One of our experienced debt specialists are just a phone call away should you need a consultation or have any questions.

My creditors are currently calling me nonstop. If I enrolled in your program, how can you help?

When you become a client of Century Relief, our debt specialists are by your side. Our program provides our clients with “legal representation.” Meaning, you have peace of mind knowing a firm is right behind you representing you. While in the program we send out Letters of Representation to all of your creditors, notifying them to contact us instead of you.

What happens if my debt cannot be invalidated?

Though rare, with debt that cannot be invalidated, the attorneys negotiate the amount owed to a lower balance with the stipend that a lender cannot charge interest payments or report it to the bureaus settled.

Will my credit be affected?

Most clients that choose debt resolution are underwater as far as payments and debts. For clients that are already behind and have high balances, debt resolution is a prime option as your credit is already being affected negatively by the debts your have. Not paying on time or at all, and high balances do affect your credit. Through our program a most of our clients are back to good credit standing within 24 months. This is because our firm demands that the three credit bureaus remove negative marks associated with your debts.

I’m thinking of filing bankruptcy, I’m not sure your program would help me.

This service is also included should you become a client. If you can keep up with your payments to the firm we will indeed dispute and resolve your debts. However, if after 12 months you cannot afford to make your minimum payments, our firm can also help you file a Bankruptcy. We always advise clients to start with a program first as Bankruptcy is very negative on your credit score and does not look good on your report.